Credit Underwriter

About the Role

We’re seeking an experienced Credit Underwriter to issue credit decisions on residential mortgage loans in alignment with program guidelines and client requirements. This role is project‑based and ideal for professionals who thrive in fast‑paced, metrics‑driven environments and can deliver accuracy under pressure.

As a Transactional Employee , work assignments are based on client demand. While efforts will be made to provide consistent work, hours may vary, and there may be occasional periods without assignments.

What You’ll Do

• Underwrite residential mortgage loans in accordance with Conventional guidelines.
• Analyze borrower profiles using Loan Prospector, Desktop Underwriter, AssetWise , and other AUS engines.
• Review credit reports, liabilities, judgments, and collections to assess risk and fraud exposure.
• Evaluate residential mortgage appraisals and calculate Loan‑to‑Value ratios .
• Analyze income sources (salaried, commissioned, self‑employed, investments) and asset statements.
• Meet daily production goals , clear conditions, and maintain audit standards.
• Ensure compliance with federal, state, and local regulations , including Truth in Lending and Equal Credit Opportunity laws.
• Perform additional duties as assigned, including overtime/weekends when needed.

Required Qualifications

• Education: High School Diploma or equivalent; Associate degree or equivalent industry experience preferred.
• Experience:
  • 3+ years of frontline underwriting experience (manual and automated) with Conventional, FHA, VA, QM, and Non‑QM products.
  • 3+ years securitization experience.
  • Strong knowledge of A Paper, B/C Paper, Non‑Conforming, and Sub‑Prime residential products.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Expertise in Desktop Underwriter (DU) , Loan Prospector (LP) , and LOS platforms.
• In‑depth understanding of HVCC guidelines , closing procedures, RESPA, and fraud audit processes.
• Ability to work in a fast‑paced, metrics‑driven environment with excellent prioritization skills.
• Strong analytical, problem‑solving, and communication skills.

Key Competencies

• High attention to detail and accuracy.
• Ability to navigate ambiguity and meet strict deadlines.
• Commitment to diversity and inclusion in the workplace.

Why Join Us?

• Work on high‑impact projects with leading mortgage clients.
• Flexible, project‑based assignments with opportunities for repeat engagements.
• Collaborative environment focused on quality and compliance.

Job Type & Location

This is a Permanent position based out of Raleigh, NC.

The pay range for this position is $66560.00 - $83200.00/yr.

Gathering details on benefits

This is a fully remote position.

This position is anticipated to close on Jan 16, 2026.

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.