Governance Associate

What You'll Do:

We are seeking a Governance Associate to join our PCS KYC Support team. You will help strengthen operational controls, support quality‑assurance routines, and ensure consistent execution of risk‑mitigating practices. This role serves as a central liaison with Compliance and Legal to interpret regulatory guidance, escalate issues, and support accurate adherence to regulatory obligations. You will play a role in maintaining a strong control environment, ensuring data and documentation integrity, and supporting governance for all customer onboarding and CDD activities.

Key Responsibilities

• Responsible for implementing and monitoring a risk-based program to identify and mitigate any operational risk that arises from inadequate or failed internal processes, people, systems, or external events or may provide oversight of an operational risk program.
• Participates in and provides consulting and support to projects and initiatives with moderate risk to identify and mitigate operational risk in business activities.
• May provide technical support for systems security related issues.
• Implements testing strategies and methodologies; evaluates the adequacy and effectiveness of policies, procedures, processes, initiatives, products and internal controls; identifies operational risk issues; advises management on risk ratings and evaluates ratings against established policy standards.
• Drafts reports of findings and recommendations to mitigate risk for operational risk management.

Operating at the intersection of financial services and technology, Principal builds financial tools that help our customers live better lives. We take pride in being a purpose-led firm, motivated by our mission to make financial security accessible to all. Our mission, integrity, and customer focus have made us a trusted leader for more than 140 years!

Who You Are:

• College degree preferred
• 2+ years related work experience.
• FINRA Registration (SIE, S6 and S26) may be required within 6 months
• Requires expert and broad legal and technical knowledge of laws & regulations, and contract provisions
• Excellent communication skills, including verbal, written and strong presentation skills
• High level of creativity and advanced analytical skills
• Demonstrates strong technical leadership skills, sound business ethics and exceptional decision-making, issue identification and resolution
• Ability to work with complex, ambiguous information

Skills That Will Help You Stand Out

• In-depth knowledge of BSA/AML and KYC regulatory requirements, Customer Identification Program (CIP) standards, and Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD) practices.
• Strong understanding of account documentation, onboarding controls, regulatory disclosures, and risk‑based decisioning.
• Expertise in audit and examination processes related to AML/KYC, including internal/external reviews, quality assurance routines, and regulatory testing.
• Ability to identify and mitigate compliance, operational, and legal risks while ensuring adherence to governance frameworks and industry best practices.

Salary Range Information: Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salary Range: $55800 - $100800 / year Time Off Program: Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don’t accrue a bank of time off under FTO and there is no set number of days provided. Pension Eligible: Yes Additional Information:

Work Environments

This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements (only if residing more than 30 miles from Des Moines, IA, Charlotte, NC, and Raleigh, NC). You’ll work with your leader to figure out which option may align best based on several factors.

Work Authorization/Sponsorship

At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.

Nonimmigrant Workers and Green Card for Employment-Based Immigrants

Investment Code of Ethics

For Principal Asset Management positions, you’ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

At Principal, we value connecting on both a personal and professional level. Together, we’re imagining a more purpose-led future for financial services – and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Posting Window:

We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.

Date First Posted (TTF): 1/16/2026 Latest Post Date: Careers - US: 1/16/2026

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