Senior Mortgage Processor

Job Description

Job Description

About the Role

Our client is a rapidly growing mortgage lending company. They are seeking a Senior Mortgage Processor to join their Operations team on a full-time basis.

This role is responsible for managing complex mortgage loan files from application through clear-to-close, ensuring accuracy, compliance, and on-time closings. The Senior Mortgage Processor serves as a key operational partner to loan officers, underwriters, and closing teams. This position requires deep knowledge of mortgage guidelines, strong independent judgment, and the ability to identify and resolve issues before they impact closing timelines proactively.

This is a full-time remote role with a base of $80,000 - $90,000/an.

Key Responsibilities

• Manage a pipeline of Conventional, FHA, VA, and Jumbo loans from application through funding
• Review applications and supporting documentation for accuracy, completeness, and guideline adherence
• Issue and manage Loan Estimates, Closing Disclosures, and redisclosures in compliance with TRID requirements
• Calculate and validate income, assets, credit, DTI, and LTV
• Structure loans appropriately based on investor and agency guidelines
• Submit complete files to underwriting and efficiently clear conditions
• Identify and resolve documentation, compliance, or structural issues early in the process
• Coordinate with Loan Officers, Underwriters, Closers, title companies, and third-party vendors
• Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings
• Serve as an escalation point for complex loan scenarios
• Maintain accurate documentation and detailed loan notes within the LOS

Qualifications

• 8+ years of residential mortgage processing experience
• Experience handling complex income scenarios, including self-employed borrowers
• Strong knowledge of TRID, RESPA, agency guidelines, and investor overlays
• Proven ability to independently manage a full pipeline
• Proficiency in Loan Origination Systems (e.g., Encompass or similar)
• Strong organizational skills and attention to detail
• Excellent communication skills with borrowers and internal stakeholders
• Ability to thrive in a fast-paced, deadline-driven environment

Benefits

• Meaningful equity in the organization
• Top-tier medical, vision & dental with support for dependents
• 401(k)
• Flexible Time Off
• Hardware Allowance: $2,000 to fix up your workspace
• At-cost Mortgages