Sr Credit Analyst

Job Description

Job Description

Our client is seeking an experienced Senior Credit Analyst to join their finance team on a contract basis. This position is ideal for a credit professional who thrives in a high-volume, fast-paced environment and has a proven ability to evaluate credit risk, analyze financial data, and make sound credit decisions while supporting business growth. This role requires a candidate who is highly analytical, detail-oriented, and comfortable managing a large portfolio of customers while navigating complex credit scenarios. Strong commercial credit experience is essential.

Key Responsibilities

• Analyze customer financial statements, credit reports, and payment histories to assess creditworthiness.
• Review and approve new customer credit applications and establish appropriate credit limits.
• Monitor existing accounts and recommend adjustments to credit lines based on risk analysis.
• Evaluate exposure and identify potential credit risks before they impact the business.
• Review contractual agreements and customer documentation to support credit decisions.
• Collaborate with collections, sales, customer service, and finance teams to resolve credit issues.
• Conduct credit investigations and gather supporting information from customers and third-party sources.
• Maintain accurate customer records and documentation.
• Generate credit risk reports and provide recommendations to leadership.
• Support special projects related to credit, risk management, and process improvements.
• Manage a large volume of accounts while maintaining accuracy and meeting deadlines.

Required Qualifications

• Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
• 5+ years of commercial credit analysis experience.
• Strong experience working in a high-volume credit environment.
• Advanced ability to interpret financial statements and assess credit risk.
• Experience establishing credit limits and making credit recommendations.
• Strong understanding of credit reporting tools and financial analysis techniques.
• Excellent problem-solving and critical-thinking skills.
• Proven ability to manage multiple priorities in a fast-paced setting.
• Proficiency in Microsoft Excel and financial reporting tools.
• Experience with ERP systems and credit management software preferred.

Pay Details: $30.00 to $40.00 per hour

Search managed by: Samantha Garman

Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.

Equal Opportunity Employer/Veterans/Disabled

Military connected talent encouraged to apply

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The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance

Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.