Cica Life Insurance Agent
L icensed Life Insurance Agent
CICA Life (Day-1 Coverage)
Team Nexa Final Expense Division
Must have an active Life Insurance Producer License.
CICA Life Insurance Company offers one of the strongest final expense products in the industry — especially for clients with serious medical conditions who still qualify for Level Day-1 coverage . If you’re a licensed agent looking for a carrier that approves more of your clients, this opportunity is for you.
In-Person or Remote Sales AvailableWhy Sell CICA Life
Day-1 coverage for many serious conditions
Approvals where other carriers offer only graded or GI
Fast e-app and simple underwriting
Competitive commissions + renewals
Remote or in-person selling
Real-time, low-cost lead options
Live online training and product support
Health Conditions CICA May Approve Day-1
(Underwriting rules apply)
Insulin-dependent diabetes
Prior heart attack or stroke (post stability window)
COPD/emphysema (non-oxygen)
CHF history (with stability)
Cancer history after clearance period
Mental health conditions
Hepatitis (controlled)
Agents choose CICA because more clients get approved , premiums stay competitive, and policies start immediately instead of after a waiting period.
What We’re Looking For
Active life insurance license
Coachable and reliable
Good communication skills
Comfortable discussing medical history
Motivated to help clients and grow a book of business
If you want a final expense carrier that delivers Day-1 coverage on tough cases , strong commissions, and real support, Cica via Team Nexa is your best choice
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