Analyst

OneMain Financial
Concord, NC

Lead Analyst, Credit Card Strategy and Analytics

Location: Charlotte, NC (Hybrid schedule)

OneMain Financial is looking for a Lead Strategy Analyst to join our Card Analytics team in Charlotte, NC or Wilmington, DE. This is an exciting opportunity to develop risk management strategies and provide analytics insights to mitigate losses as well as enable future growth of our credit card portfolio.


In the Role

  • Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation, and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis, and modeling.

  • A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

  • Under manager guidance, design, recommend, document, and execute targeting optimization using multiple disparate data sources.

  • Utilize data query tools (SQL, SAS, Python) and analytical software to develop, test, and execute new strategies.

  • Implement quality control processes to ensure data accuracy.

  • Continually enhance existing processes and reporting through automation, quality control, presentation, and insights.

  • Effectively summarize and present results and insights to management.

  • Innovative and capable of developing a highly analytical approach to solving problems


Requirements

  • Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science and 3+ years of related experience required.

  • SQL knowledge highly preferred

  • SAS experience preferred

  • Strong Excel/MS Office skills required

  • 3+ years of experience in a complex, data-driven problem-solving environment

  • Lending or consumer finance industry experience preferred

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

  • Up to 4% matching 401(k)  

  • Employee Stock Purchase Plan (10% share discount)  

  • Tuition reimbursement  

  • Paid time off (15 days’ vacation per year)

  • Paid sick leave as determined by state or local ordinance, prorated based on start date

  • Paid holidays (11 days per year, based on start date)

  • Paid volunteer time (3 days per year, prorated based on start date)

Posted 2026-03-12

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