Enterprise Architect

Headquartered in Charlotte, NC, and founded in 2012 by visionary minds shaping the future of banking and payments in the US, Finzly makes bank transformation radically simple. Our core-independent platform is trusted by some of the market’s leading financial institutions to transform operations and launch new products and services at speed.
We’ve been recognized with 20+ industry awards in the last two years – including three years in a row as one of the Best and Brightest Places to Work as well as accolades for Best Parallel Core Technology, Best Corporate Payments Solution, Best Payments-as-a-Service Provider, and Best Trading System. Quite simply, Finzly is known for being the best in everything we do, giving you the perfect opportunity to grow your career with impact.

About the Role:

We are seeking an experienced Enterprise Architect to join our leadership team and drive the architectural foundation of our next-generation banking platform.

Our platform, BankOS, is the next-gen operating system for banks — a galaxy of modular banking apps, powered by a low-code/no-code orchestration engine and plug-and-play integration. BankOS is built for the scale of the largest banks, with bank-grade security aligned with SOC2, ISO 27001, FedRAMP, and NACHA requirements, and with full regulatory compliance at its core. Together with the Finzly Galaxy of applications, the platform has won multiple industry awards for innovation and excellence.

You will play a pivotal role in defining the architecture, engineering standards, and technology roadmap that scales with our growth.

Key Responsibilities:

Platform Architecture & Strategy

Define and maintain the enterprise architecture blueprint for both common services and financial transaction applications.

Establish design principles for scalability, performance, resiliency, and extensibility.

Drive decisions on platform modularity, APIs, event-driven architecture, and microservices.

Technology Leadership

Partner with product leaders to translate business goals into architectural solutions.

Provide hands‑on guidance to engineering teams on system design, integration, and technical debt reduction.

Evaluate and recommend new technologies (cloud‑native, AI/ML, blockchain, etc.) for long‑term platform evolution.

Security & Compliance

Ensure bank‑grade security aligned with SOC2, ISO 27001 requirements across the platform, including identity, encryption, key management, and access control.

Incorporate compliance requirements (Reg‑E, Reg‑D, FDIC, PCI DSS, GDPR, etc.) into the design.

Lead security‑first design reviews and risk assessments.

Scalability & Performance

Architect high‑throughput, low‑latency transaction processing systems.

Establish patterns for multi‑tenant SaaS, horizontal scaling, and high availability.

Define and oversee performance monitoring, capacity planning, and resilience strategies.

Set architectural standards, coding best practices, and DevOps/CI‑CD pipelines.

Guide teams on database design, API specifications, and data governance.

Own architectural reviews, technical debt prioritization, and roadmap alignment.

Required Qualifications:

12+ years of software engineering and architecture experience, with at least 5 years in enterprise architecture leadership.

Proven track record architecting financial services or mission‑critical platforms (payments, banking, trading, or similar).

Proficiency in Java programming and experience with Java & Spring frameworks and technologies. Should have a strong understanding of Java best practices, design patterns, and performance optimization.

Strong expertise in cloud‑native architecture (AWS preferred), microservices, event‑driven systems, and APIs.

Deep understanding of transaction processing, distributed systems, databases (SQL/NoSQL), and caching.

Demonstrated experience with security frameworks (OAuth2, SAML, PKI, TLS, tokenization, HSMs).

Experience with regulatory and compliance frameworks (SOC2, ISO 27001, FedRAMP, NACHA, PCI, GDPR).

Strong leadership, communication, and ability to influence at all levels.

Bachelor’s or Master’s in Computer Science, Engineering, or related field (or equivalent experience).

Preferred Qualifications:

Experience in high‑throughput payments systems (ACH, Fedwire, RTP, FedNow, SWIFT).

Background in multi‑tenant SaaS and banking technology platforms.

Certifications: AWS/Azure/GCP Certified Solutions Architect – Professional.

Prior leadership of large engineering organizations.

Why Join Us?

Architect and shape a world‑class banking platform.

Be part of a fast‑growing fintech with ambitious goals.

Competitive compensation, equity participation, and leadership exposure.

What We Offer:

Full Benefits Package: medical, dental, and vision coverage with HSA options!

Healthcare FSA and Dependent Care FSA

Company‑paid Life Insurance

Company‑paid Long‑Term Disability

Paid Holidays and generous Paid Time Off

Stock Options

Retirement Savings Plan

Short Term Disability, Critical Illness, and Accident Insurance

Wellness Programs, including Employee Assistance Program