Treasury Analyst Senior

USAA
Charlotte, NC
Treasury Analyst Senior Location Hybrid remote in Charlotte, NC :

Why USAA? Let's do something that really matters. At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members. We believe in our core values of honesty, integrity, loyalty and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicated Treasury Analyst Senior , whose primary responsibility is to develop, implement, compute and monitor capital management strategies at the enterprise and line of business levels utilizing broad enterprise knowledge and experience in the financial services industry, regulatory requirements and/or strategic risk management. Socializes strategy and ensures seamless execution of complex capital, liquidity and balance sheet management initiatives. Actively contributes to cross-functional teams in the implementation of business solutions that ensure USAA's ongoing financial strength and in support of process improvement and innovation. Communicates capital analysis and reporting to governance committees, senior management, regulatory bodies and board of directors across the enterprise.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following location: Charlotte, NC. Relocation assistance is not available for this position.

What you'll do:

  • Develops complex analytical strategies, tools and methodologies to model, measure, monitor and assess capital and liquidity adequacy across the enterprise including insurance, investment and banking subsidiaries.
  • Develops and monitors capital and liquidity policies and comprehensive capital plans and contingency funding plans.
  • Independently assesses and communicates complex regulatory capital and liquidity rules.
  • Conducts complex balance sheet analysis integrating capital, liquidity, cash and investment strategies. Makes recommendations to leadership on analysis.
  • Responsible for efficient deployment of capital and liquidity across the enterprise, including insurance, investment and banking lines of business, to meet multiple regulatory, rating agency and internal management objectives.
  • Responsible for efficient management of cash positions for the enterprise, insurance, investment and banking lines of business.
  • Leads intercompany capital transactions and member distribution strategies.
  • Advises key stakeholders on capital and liquidity management issues according to industry best practices.
  • Evaluates analysis and provides recommendations to governance committees if a risk tolerance is exceeded.
  • Key contributor to Dodd Frank Act Stress Testing (DFAST) and Treasury initiatives in enterprise stress test planning and execution.
  • Evaluates stress scenario results and establishes contingency plans in partnership with key business stakeholders for reporting to senior management, governance committees, and the respective boards of directors.
  • Analyzes stress scenario impacts to the USAA Consolidated/P&C/Bank/Life Capital Plans and Contingency Funding Plans and associated capital and liquidity metrics for reporting to senior management, governance committees, and the respective boards of directors.
  • Primary contributor in the preparation and communication of key capital and liquidity plans, metrics, analysis and reports to governance committees, senior management, regulatory bodies and the USAA Board of Directors.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

  • Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • 6 years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management and/or Accounting.
  • Subject matter expert knowledge of Microsoft Office products including Excel.
  • Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization.
  • Strong written and verbal communication skills, including the ability to create and present executive-level presentations.
  • Ability to effectively work with both internal and external partners.

What sets you apart:

  • Certified Public Accountant (CPA), Charted Financial Analyst (CFA) and/or Master of Business Administration (MBA)
  • Demonstrated experience with risk and compliance-related project management; program documentation; and associated applications and platforms.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $95,200 - $182,330 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Posted 2025-08-19

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