Product Manager

Finexio
Charlotte, NC

About Finexio

Finexio is the leader in AP Payments as a Service, the leading embedded payments approach for business-to-business payments. We simplify the way businesses process and receive B2B payments by integrating electronic payments and cash flow improvement solutions directly into customers' accounts payable and procurement software.

We are growing rapidly, processing billions of dollars annually, and are a leading disruptor in the B2B Payments and Fintech industry. The company has raised over $75M in investment and is backed by investors including JP Morgan, Capital One, NBH Bank, Mendon Venture Partners, and Valley Bank.

The Role

We're seeking a Product Manager who will work closely with our Lead PM to translate product strategy into executable features and user stories. This is a hands-on role focused on working directly with our engineering team to deliver high-quality B2B payment solutions for our channel partners and direct customers.

You'll be the bridge between strategic product vision and day-to-day execution - breaking down features into well-defined user stories, collaborating with engineers through the development and testing phases, and ensuring we deliver value to our customers with every release. You should be as comfortable writing acceptance criteria and SQL queries as you are understanding the "why" behind every feature we build.

What You'll Do

Product Execution

● Write clear, detailed user stories with comprehensive acceptance criteria using Given-When-Then format

● Manage and prioritize the product backlog, ensuring the team always has refined work ready for sprint planning

● Collaborate with the Lead PM to break down strategic initiatives and epics into deliverable features

● Work directly with engineering during development and testing phases to clarify requirements, answer technical questions, and validate implementations

● Participate in sprint planning, daily standups, sprint reviews, and retrospectives

● Ensure all work meets the Definition of Ready before entering sprints and Definition of Done before release

Stakeholder Collaboration

● Collaborate on Customer Impact Assessments and Communication Briefs for customer-facing changes

● Work with Operations, Account Management, and Channel Support teams to understand requirements and validate solutions

● Participate in customer validation sessions and user acceptance testing

● Translate business requirements from internal stakeholders into technical specifications

Quality & Process

● Champion adherence to the SDLC process from Ideation through Post-Launch

● Proactively identify and remove blockers that could delay releases

● Take ownership of feature outcomes, not just task completion

● Maintain consistent communication across all stakeholders

● Contribute to PRDs in collaboration with the Lead PM

● Support RICE-based prioritization efforts

Requirements

What You Bring

Required Experience

3-5 years of Product Management experience (comparable Product Owner or Technical PM experience may be acceptable)

Strong B2B payments experience - must understand AP automation, payment processing workflows, and fintech operations

Proven track record writing user stories and managing product backlogs in Agile environments

Technical fluency - comfortable discussing APIs, database schemas, system architecture, and integration patterns with engineers

SQL proficiency - able to write basic queries to analyze data and validate implementations

Agile/Scrum expertise - deep hands-on experience with sprint-based delivery (story writing, backlog refinement, sprint planning, go-live activities)

Required Skills

● Deep understanding of the "why" - you constantly ask why we're building something and how we'll measure its success

● Highly collaborative - you work effectively with engineers, QA, operations, and business stakeholders

● Proactive and action-oriented - you identify issues early and drive them to resolution without waiting to be asked

● Detail-oriented - you catch gaps in requirements, edge cases in flows, and inconsistencies before they become problems

● Strong communicator - you maintain clear, consistent communication with all stakeholders

● Accountable and reliable - you follow through on commitments and take ownership of outcomes

Preferred Experience

● Experience in white-label or channel partner business models

● Prior work at B2B SaaS or fintech companies

● Familiarity with payment rails (ACH, virtual card, cross-border payments)

● Experience working in resource-constrained environments with small, focused teams

● Track record of driving features from definition through successful launch

● Experience with Asana, Jira, Confluence, or similar project management tools

What We're NOT Looking For

● Strategic-only PMs who don't want to write user stories or work closely with engineering

● Candidates without payments or fintech domain knowledge

● People who need extensive hand-holding or aren't comfortable with ambiguity

● Those who defer responsibility or let blockers persist without escalation

Success in Your First 90 Days

Within 4 weeks, you'll be able to:

● Understand Finexio's white-label business model and our key channel partners

● Write well-formed user stories that meet our Definition of Ready

● Participate effectively in sprint ceremonies and contribute to backlog refinement

● Navigate our SDLC process from Definition through Post-Launch

Within 90 days, you'll be:

● Taking features from the Lead PM and independently breaking them into executable user stories

● Working directly with engineering to refine stories, answer questions, and validate completed work

● Contributing to PRD development and Customer Impact Assessments

● Proactively identifying risks and removing blockers

● Building relationships with key stakeholders across Operations, Account Management, and Channel Support

Benefits

Why Join Finexio

Culture: We are a humble, client-first team that is focused on collaborative, data-driven success. You'll get to know everyone quickly and have real impact on the product.

Speed: We move fast, love new ideas, and give you the opportunity to push your limits.

Growth: We are expanding rapidly into new markets, launching new services, and creating a world-class company.

Learning: You'll work closely with the Lead PM and have opportunities to grow your skills in B2B payments, channel partnerships, and product strategy.

What We Offer

● Competitive salary

● Stock options

● Medical, dental, and vision insurance

● Unlimited vacation policy

● Fully remote work environment

● The chance to work in a fast-paced startup environment with experienced industry leaders

● An environment where you can make a real, measurable impact on a high-growth fintech product

● Quarterly virtual team building activities and monthly team lunches

Compensation - $110,000 - $130,000 + Equity

Posted 2026-01-15

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