Credit & Liquidity Risk Analyst (Charlotte, NC (Hybrid) or Remote)

Where you’ll work:

Our flexible, hybrid work model offers the option to work remotely or in the office.

How you’ll contribute:

As a Credit & Liquidity Risk Analyst, you'll be responsible for supporting the team’s efforts in three key areas 1) management of our credit and liquidity risk 2) developing stress testing of the company’s balance sheet and liquidity and 3) working with the Chief Economist on macro-economic forecasting and reporting. In this role, you will also work closely with the broader Risk Management team and our partners in the Finance, Investments, Legal and Compliance areas. Analysts also benefit from on-the-job training, online development tools and continuing education.

In this role, you’ll get to:

• Assist in the management of credit and liquidity risk, with significant collaboration with Investment and Treasury colleagues.
• Produce credit metrics, liquidity coverage ratios and contingent liquidity sources and uses reports.
• Support stress testing governance, working with colleagues in Finance on annual and quarterly stress testing initiatives. Assist colleagues with development of scenarios and assumptions.
• Assist Chief Economic Strategist in preparation of macroeconomic analyses, reports and forecasts.
• Assist in investment and counterparty risk limit monitoring.
• Collaborate in the development of monthly risk metric reports.
• Prepare materials for management committees and Board level meetings.
• Partner with Risk Management colleagues in various ad hoc analyses, in particular covering macroeconomic strategy and market risk.

We’re looking for people who have:

• Bachelor’s degree. Computer Science, Economics, Finance, Accounting, Math, or Engineering majors preferred.
• 3+ years of relevant work experience preferred, including knowledge of financial concepts related to insurance liquidity risk, investment credit risk and/or macroeconomic forecasting.
• Strong Excel. Experience with Bloomberg, Aladdin, Macrobond a plus.
• Strong quantitative and analytical skills.
• Self-starter with intellectual curiosity, who embraces a steep learning curve, and seeks out responsibility.

Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you.

What you’ll receive:

• Compensation  – Base salary ranging from $90,000 to $105,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment  – Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off  – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health  – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), 15% employee stock purchase plan discount, and financial counseling services.
• Health and Wellness  – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support  – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support  – Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We’re one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition from Forbes as one of America’s Best Midsize Employers, from Newsweek as one of the Most Trustworthy Companies in America, and as one of the Healthiest Employers of Greater Charlotte.

* Ranked by 2023 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2024.