Business Risk Lead (Digital Banking) - Hybrid

**Overview:** Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels - web, mobile app, and beyond. In this role, you'll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you'll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards. **What You'll Do:** + **Lead Risk Initiatives:** Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework. + **Assess & Document Processes:** Map key business processes, identify risks, and evaluate internal controls. + **Control Testing & Reporting:** Conduct and review risk-based testing, analyze results, and communicate findings to leadership. + **Remediation & Issue Management:** Partner with business leaders to develop and oversee remediation plans for audit or compliance findings. + **Monitor & Improve:** Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements. + **Emerging Risk Analysis:** Identify risks tied to new products, services, or channels and design controls to mitigate them. + **Policy & Procedure Oversight:** Ensure adherence to risk policies and update procedures as processes evolve. + **Influence & Collaborate:** Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority. + **Coaching & Guidance:** Provide informal coaching and input on team development related to risk initiatives. **Education and Experience Required:** + Bachelor's degree, or equivalent work experience + 5+ years' relevant work experience **Education and Experience Preferred:** + 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management + Banking experience is a plus but not required + Strong understanding of risk management principles + Ability to influence and build relationships across all levels of the organization + Excellent problem-solving and communication skills + Collaborative, solution-oriented approach **Working Model/Office Location:** This is a hybrid position requiring three days in-office per week. Eligible candidates must live within commuting distance to one of our five offices below. + 345 Main Street, Buffalo, NY 14203 + 1 Light Street, Baltimore, MD 21202 + 1100 North Market Street, Wilmington, DE 19801 + 850 Main Street, Bridgeport, CT 06604 + 277 Park Avenue, New York, NY 10172 **Anticipated Travel Requirements:** Employees in this position should be prepared to travel at least once per quarter within the M&T Bank east coast footprint. Travel may occur more often than this and is based upon the needs of the business and work assigned. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.