Credit Officer II
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Officer II. HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations.
The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, tax exempt financing, and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager, partners with Relationship Management and Treasury Sales Officers and is aligned with an Underwriting Team that supports the market.
Responsibilities:
Provides capital structure solutions
Builds relationships with existing and prospective clients
Negotiates credit documentation
Manages the credit process for a portfolio of clients
Leads the credit and risk approval processes
Mentors and supports associates
Skills:
Client Solutions Advisory
Customer and Client Focus
Decision Making
Credit Documentation Requirements
Issue Management
Account Management
Loan Structuring
Financial Analysis
Risk Management
Underwriting
Credit and Risk Assessment
Analytical Thinking
Coaching
Collaboration
Critical Thinking
Required Qualifications:
10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)
Strong communication skills; ability to communicate vertically, horizontally, and externally
Experience in financial analysis, structuring, underwriting and portfolio management
Analytical/technical skills, including financial accounting, modeling and loan structuring
Industry knowledge across multiple sectors
Minimum Education Requirement: BA/BS Degree Desired
Shift:
1st shift (United States of America)Hours Per Week:
40Recommended Jobs
TIG Welder
Accentuate Staffing is assisting a sheet metal fabricator in Raleigh, NC who is looking for a TIG Welder to join their team. This is a contract-hire opportunity working 7am-3:45pm Monday-Friday. …
Paralegal-Estate & Tax
Job Description Job Description The Estate and Tax Paralegal performs a variety of duties to assist attorneys according to established policies and procedures. JOB RESPONSIBILITIES: Prepare…
1-20- Red Hat Linux Admin
Job Description Job Description 2-MO-8/9 - 715167 - Red Hat Linux Admin w/ AWS Exp - Remote & Raleigh, NC ** Candidates will be allowed to work remotely. At times Candidate may be required to wo…
30197586 Staff Run Tech - Engineering Laboratory (3rd Shift Operation)
Job Description Job Description About Carrier: Carrier, global leader in intelligent climate and energy solutions, is committed to creating innovations that bring comfort, safety and sustainab…
Junior Sales Account Executive - Logistics Freight Brokerage
Job Description Job Description About the Role: Amazing opportunity for highly motivated candidates seeking to kickstart their career in logistics. Join a booming freight transportation compan…
Commercial Roofer
Job Description Job Description Eskola, LLC – Raleigh, North Carolina Visit Our Website: Position: ~ Commercial Roofer Compensation: ~$20.00 - $25.00 (Based on Qualifications &…
Field & Shop Services Technician for Mechanical and Chemical processes
Job Description Job Description Position Overview Entry-level position responsible for assisting with metal finishing, surface preparation, and field service work while learning from experienc…
BE/BC CHILD & ADOLESCENT PSYCHIATRIST - INPATIENT
Job Title: BE/BC CHILD & ADOLESCENT PSYCHIATRIST - INPATIENT Location: Greenville, NC Employment Type: Full Time Start Date: ASAP Pay Range: Competitive Come for the role. Stay f…
Customer Service Representative
At Bizzetta , we believe in turning possibilities into opportunities and opportunities into success. As a dynamic sales firm, we specialize in empowering businesses to achieve their goals through i…