Lead Credit Resolution Specialist | Commercial Credit Workout

About this Role

Wells Fargo is seeking a Credit Resolution Associate to lead the evaluation and resolution of complex commercial credit relationships within a dynamic and risk-focused environment. This role is responsible for driving resolution strategies on challenged credits, influencing key decisions, mitigating enterprise risk, and partnering across business lines to deliver effective outcomes. The successful candidate will bring deep credit insight, sound judgment, and the ability to navigate sophisticated borrower situations while contributing to the overall strength and performance of the portfolio.

In this Role, You Will

• Lead complex initiatives, including cross-functional efforts with broad organizational impact, and contribute to large-scale planning within the Credit Resolution function.

• Analyze complex business, operational, and credit-related challenges that require evaluation of multiple factors, including unique and precedent-setting circumstances.

• Exercise sound judgment and make decisions in multifaceted situations by applying knowledge of Credit Resolution policies, procedures, and regulatory requirements.

• Partner with Credit Resolution peers, business partners, and management to resolve issues, execute resolution strategies, and achieve business objectives.

• Lead projects and workstreams, mentor team members, and contribute to the ongoing development of Credit Resolution best practices.

Required Qualifications

• 5+ years of Credit Resolution experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications

• 5+ years of commercial or corporate lending experience in a credit-focused role.

• Bachelor's degree in Accounting, Finance, Economics, or a related field.

• Experience in commercial or corporate workout, special assets, restructuring, or credit resolution.

• Working knowledge of loan documentation, including credit agreements, intercreditor agreements, and related legal documents.

• Strong analytical and problem-solving skills with the ability to synthesize findings and present recommendations effectively.

• Demonstrated ability to prioritize competing demands, meet deadlines, and deliver results in a fast-paced environment.

• Excellent verbal and written communication skills, including advanced proficiency in Microsoft Office applications such as Excel, PowerPoint, Outlook, and Word.

Work Locations

• 401 S Tryon St – Charlotte, North Carolina 28282

• 600 S 4th St – Minneapolis, Minnesota 55415

• 1150 W Washington St – Tempe, Arizona 85288

Job Expectations

• Required location listed above. Relocation assistance is not available for this position.

• This position currently offers a hybrid work schedule.

• This position is not eligible for VISA sponsorship.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.