**About this role:**
Wells Fargo is seeking a Healthcare Portfolio Manager Associate in the Commercial Banking group. This role will sit on our Specialized Industries - Healthcare team to work as a key member of deal teams that provide research, analysis, and underwriting to prepare recommendations to extend credit and monitor existing credit relationships. This is a great opportunity to work with one of the top commercial banking lenders in the U.S. Learn more about the career areas and lines of business at wellsfargojobs.com. #commercialbanking
**In this role, you will:**
+ Manage a complex credit portfolio of client relationships in Healthcare Portfolio Management within Commercial Banking
+ Research complex financial and credit information for healthcare companies according to business unit standards
+ Conduct due diligence, credit analysis, industry and business risk analysis, and financial modeling and projections in support of decision-making activities of loan underwriting, origination and structuring for Middle Market and Mid-Corporate sized healthcare companies
+ Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
+ Collaborate and consult with internal and external stakeholders to understand credit needs and represents the bank in developing and maintaining and growing client relationships
+ Manage portfolio monitoring, renewals, and annual reviews
+ Provide guidance to and assist with development of junior team members
**Required Qualifications:**
+ 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Underwriting experience including advanced commercial or specialty group relationship portfolio credit and leveraged credits
+ Experience in originating, structuring, and executing bank lending transactions and other credit related products, for critical or complex clients
+ Knowledge and understanding of risk management and complex credit executions related to acquisition financing and bridge underwriting
+ Strong analytical skills including analyzing complex data
+ Ability to perform in depth commercial financial statement analysis
+ Knowledge and understanding of debt and equity capital markets
+ Advanced Microsoft Office skills, including using Excel for financial analysis and projection modeling
+ Excellent verbal, written, and interpersonal skills, including ability to present to decision makers and customers in a professional and confident manner
+ Experience with nCino
+ A BS/BA degree or higher
**Job Expectations:**
+ Ability to travel up to 10% of the time
+ This position does not support Visa Sponsorship
+ Ability to work a hybrid work schedule
+ Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
**Job Locations:**
+ 550 S Tryon St, Charlotte, NC 28202
**Posting End Date:**
23 Nov 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-506996