Data Analyst III/Credit Portfolio

City National Bank
Charlotte, NC
Overview:

PORTFOLIO ANALYST CREDIT III

WHAT IS THE OPPORTUNITY?

This position will design and generate monthly, quarterly and ad hoc reports to support credit portfolio management. Design and maintain a database reporting system to accommodate the information needs. Anticipates short-term and long-term information requirements and generates multiple reports to accommodate current and anticipated needs. Access and interpret data to produce analytical models for management as required. Produce intelligence through querying data repositories, generating periodic reports, and identifying risk trends through quantitative and qualitative analysis. Furthermore, increase automation in processes related to data and reporting along the division to maximize productivity.

WHAT WILL YOU DO?

  • Prepare and generate internal and external reports.
  • Develop and support the delivery of information to assist tactical and strategic programs.
  • Design and maintain database applications, reports/lists, statistics, graphics, etc. to provide credit analytics.
  • Develop quantitative methods to measure credit and financial performance.
  • Maintain and utilize system to gather and analyze credit and financial data.
  • Analyze data and review for reasonableness a large volume of monthly credit activity and financial data. Reconcile with general ledger.
  • Design and execute controls.
  • Coordinate and obtain access to data and identifies technical resources for project support. Work with colleagues to define their information requests.
  • Proactively troubleshoot for the best solution given the strategic direction of the division.
  • Prepare documentation of any project/activity assigned.
  • Recommend, update, or design new reports and useful tools to measure performance.
  • Maintain a current awareness and understanding of appropriate banking laws, regulations, internal policies and procedures, and to comply fully with those laws, regulations, policies and procedures.

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

  • Bachelor's Degree or equivalent
  • Minimum 3 years experience in a credit environment
  • Minimum 5 years experience working in data analysis
  • Minimum 5 years of experience with SAS or SQL, or other data management, reporting and query tools (Sharepoint, SAP, Business Objects, Tableau, Crystal reports/Dashboard, etc)

Additional Qualifications

  • Expert knowledge of PC computing environments, extensive experience with database reporting using query tools such as Brio, SQL, Python, Tableau and Excel.
  • Prior banking experience and extensive experience writing and developing reports, and financial modeling.
  • Excellent process management and problem solving skills.
  • Ability to independently design and tailor solutions to the required objectives
  • Good knowledge of accounting and financial analysis techniques.
  • Strong analysis and reporting skills.
  • Excellent verbal and written communication skills.

WHAT'S IN IT FOR YOU?

Compensation

Starting base salary: $70,000 - $130,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
  • Generous 401(k) company matching contribution
  • Career Development through Tuition Reimbursement and other internal upskilling and training resources
  • Valued Time Away benefits including vacation, sick and volunteer time
  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
  • Career Mobility support from a dedicated recruitment team
  • Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks .

ABOUT US

Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us .

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Posted 2026-01-26

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