Senior Lead Digital Product Manager- Card Spend & Payments Discovery

**About this role:** Wells Fargo is seeking a strategic and execution-oriented **Senior Lead Digital Product Manager** to own the **discovery strategy** for **money movement** and **line increase capabilities** across our **Consumer, Co-Brand, and Small Business Card portfolios** . This leader will play a pivotal role in shaping the future of how our customers move money and manage their credit lines, ensuring our products are competitive, customer-centric, and aligned with our broader business goals. You will report directly to the **Head of Product for Card** and serve as a key partner to the **Transact and Manage Area Product Owner** , who leads the product and technology delivery teams for these capabilities. **In this role, you will:** + Collaborate with Business General Managers to refine and evolve the strategic direction for money movement and line increase capabilities. + Monitor and interpret market trends, competitive dynamics, and regulatory developments to inform product strategy and identify whitespace opportunities. + Analyze customer behavior, feedback, and performance metrics to uncover pain points and optimization opportunities. + Partner with analytics, design, and research teams to ensure discovery efforts are grounded in customer needs and platform realities. + Translate business gaps and strategic needs into high-level product concepts and build asks with sufficient detail to enable sizing and initial execution planning. + Own and prioritize the discovery backlog, balancing short-term delivery needs with long-term strategic investments. + Lead cross-functional discovery squads, distributing research and analysis capacity to ensure feasibility, timing alignment, and tradeoff clarity. + Serve as a trusted advisor to senior leaders, providing clear, data-driven recommendations and updates on discovery progress. + Facilitate alignment across product, technology, design, analytics, and business teams to ensure seamless handoffs from discovery to delivery. + Contribute to the evolution of product governance routines, ensuring transparency, accountability, and agility in decision-making. + Champion best practices in discovery operations, including hypothesis-driven exploration, rapid prototyping, and iterative validation. + Foster a strong agile discipline that inspires teams to continuously improve delivery evidenced through key agility metrics + Build frameworks for complex decision making that enable effective debate and accelerate getting to the right answer **Required Qualifications:** + 7+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Proven success leading product discovery efforts for complex, cross-functional initiatives. + Strong analytical and strategic thinking skills, with the ability to synthesize insights from diverse sources into actionable product direction. + Experience working with agile delivery teams and translating business needs into technical requirements. + Exceptional communication and stakeholder management skills, with a track record of influencing senior leaders and cross-functional partners. + Deep understanding of money movement, payments, or credit line management in consumer or small business financial products. + Experience in a matrixed organization with multiple product lines and stakeholder groups. + Familiarity with design thinking, lean experimentation, and customer journey mapping. + MBA or advanced degree in business, technology, or related field. + Ability to synthesize multi-dimensional, complex, and interrelated concepts into clear, consumable, implications, actions, and decisions + Demonstrated track record of effective influencing and collaboration at all levels + Exceptional problem solvingabilities + Exceptional ability to translate complex business and operational concepts so they are clearly understood in support of sound decisions to meet business objectives + Excellent written and oral communication skills with ability to clearly communicate results **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $159,000.00 - $279,000.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 17 Nov 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-504427