Business Banking Credit Underwriter
- Review various personal and business financial statements and reports to calculate financial ratios and complete financial analysis to assess the overall creditworthiness of loan applicants.
- Assist sales and fulfillment partners from the loan application stage through the loan closing process.
- Deliver credit decisions within the individual's assigned credit authority and will seek escalated approval authority as necessary.
- Mentor junior colleagues through credit investigations to assist overall team advancement in rendering sound credit decisions.
- All other duties as assigned, including but not limited to assistance with audits, compliance, asset recovery management, and other Bank initiatives.
- Must have a Bachelor's degree or equivalent work experience with a background in finance or accounting.
- Minimum 3-5 years of credit review experience, including demonstrated experience analyzing business and personal financial statements with a proven ability to independently render sound credit decisions.
- Must have a strong knowledge of Small Business or Business Banking loan underwriting, including the review and analysis of business & personal financial statements, tax returns, credit reports, and other associated documentation.
- Must possess excellent oral and written communication skills to interact with both internal and external partners.
- Must have thorough knowledge of credit and regulatory policies.
- Must demonstrate excellent analytical skills.
- Must be proficient in Microsoft Excel.
$64,491.00 - $105,949.50 Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs. In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate's location and employment status. For more information about Associate benefits, please visit WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at [email protected]. WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
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